{"id":6484,"date":"2025-02-24T15:09:50","date_gmt":"2025-02-24T14:09:50","guid":{"rendered":"https:\/\/www.greindlkoeck.at\/?p=6484"},"modified":"2025-03-11T15:10:09","modified_gmt":"2025-03-11T14:10:09","slug":"kein-unfallversicherungsschutz-bei-e-scooter-unfall-auf-dem-arbeitsweg","status":"publish","type":"post","link":"https:\/\/www.greindlkoeck.at\/en\/kein-unfallversicherungsschutz-bei-e-scooter-unfall-auf-dem-arbeitsweg\/","title":{"rendered":"No accident insurance cover for e-scooter accidents on the way to work"},"content":{"rendered":"<p><span class=\"TextRun SCXW92814978 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW92814978 BCX8\">In a recent decision, the Supreme Court (OGH) clarified the extent to which an accident involving an e-scooter qualifies as an accident at work and what employees should<\/span><span class=\"NormalTextRun SCXW92814978 BCX8\"> take care <\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW92814978 BCX8\">of <\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW92814978 BCX8\">for<\/span><span class=\"NormalTextRun SCXW92814978 BCX8\"> in future.<\/span><\/span><span class=\"EOP SCXW92814978 BCX8\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><strong>Facts:<\/strong><\/p>\n<p><span data-contrast=\"auto\">In the underlying case, an employee fell off his e-scooter on the way to work, as the front wheel slipped off on a wet road during the employee\u00b4s breaking . The plaintiff argued that e-scooters are nowadays\u00a0common means of transportation, such as bicycles, which is why the accident should also covered by insurance.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">However, the accident insurance company\u00a0and the lower courts dismissed the claim, which was then confirmed by the Supreme Court.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><strong>Reasoning of the Supreme Court:<\/strong><\/p>\n<p><span class=\"TextRun SCXW66613543 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW66613543 BCX8\">The Supreme Court clarified that the statutory accident insurance cover<\/span><span class=\"NormalTextRun SCXW66613543 BCX8\"> applies to accidents caused by <\/span><\/span><span class=\"TextRun SCXW66613543 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW66613543 BCX8\">general <\/span><span class=\"NormalTextRun SCXW66613543 BCX8\">road <\/span><span class=\"NormalTextRun SCXW66613543 BCX8\">hazards<\/span><\/span><span class=\"TextRun SCXW66613543 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW66613543 BCX8\">, such as slippery roads or unforeseeable obstacles. <\/span><\/span><span class=\"TextRun SCXW66613543 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW66613543 BCX8\">Specific risks<\/span><\/span><span class=\"TextRun SCXW66613543 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW66613543 BCX8\"> resulting from the design of e-scooters &#8211; such as low stability &#8211; are not covered. E-scooters are <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW66613543 BCX8\">categorised<\/span><span class=\"NormalTextRun SCXW66613543 BCX8\"> by the legislator as \u2018<\/span><\/span><span class=\"TextRun SCXW66613543 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW66613543 BCX8\">trendy sports equipment<\/span><span class=\"NormalTextRun SCXW66613543 BCX8\">\u2019<\/span><\/span><span class=\"TextRun SCXW66613543 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW66613543 BCX8\">,<\/span><span class=\"NormalTextRun SCXW66613543 BCX8\"> the use of which requires <\/span><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW66613543 BCX8\">particular skill<\/span><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW66613543 BCX8\">s<\/span><span class=\"NormalTextRun SCXW66613543 BCX8\"> and therefore does not guarantee safe riding. The road traffic <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW66613543 BCX8\">authorisation<\/span><span class=\"NormalTextRun SCXW66613543 BCX8\"> of an e-scooter <\/span><span class=\"NormalTextRun SCXW66613543 BCX8\">is not relevant <\/span><span class=\"NormalTextRun SCXW66613543 BCX8\">here<\/span><span class=\"NormalTextRun SCXW66613543 BCX8\">.<\/span><\/span><span class=\"EOP SCXW66613543 BCX8\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><strong>Conclusion:<\/strong><\/p>\n<p><span class=\"TextRun SCXW56910030 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW56910030 BCX8\">In principle, employees are free to choose their means of transport<\/span><span class=\"NormalTextRun SCXW56910030 BCX8\">ation<\/span> <span class=\"NormalTextRun SCXW56910030 BCX8\">t<\/span><span class=\"NormalTextRun SCXW56910030 BCX8\">o work. However, accidents with e-scooters on the way to work are not automatically considered accidents at work and are not covered by statutory accident insurance, provided the accident is due to the usual risks of using an e-scooter and not a general road hazard.<\/span><\/span><span class=\"EOP SCXW56910030 BCX8\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p>(OGH, judgement of 08.10.2024, 10 Ob S55\/24x).<\/p>","protected":false},"excerpt":{"rendered":"<p>In a recent decision, the Supreme Court (OGH) clarified the extent to which an accident involving an e-scooter qualifies as an accident at work and what employees should take care of for in future.\u00a0 Facts: In the underlying case, an employee fell off his e-scooter on the way to work, as the front wheel slipped&#8230; <\/p>\n<div class=\"clear\"><\/div>\n<p><a href=\"https:\/\/www.greindlkoeck.at\/en\/kein-unfallversicherungsschutz-bei-e-scooter-unfall-auf-dem-arbeitsweg\/\" class=\"excerpt-read-more\">read more<\/a><\/p>\n","protected":false},"author":14,"featured_media":6490,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,7],"tags":[],"class_list":["post-6484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein","category-news-article"],"_links":{"self":[{"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/posts\/6484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/comments?post=6484"}],"version-history":[{"count":4,"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/posts\/6484\/revisions"}],"predecessor-version":[{"id":6513,"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/posts\/6484\/revisions\/6513"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/media\/6490"}],"wp:attachment":[{"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/media?parent=6484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/categories?post=6484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greindlkoeck.at\/en\/wp-json\/wp\/v2\/tags?post=6484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}